Present Value Calculator
Determine the current discounted worth of future cash sums and recurring annuities based on opportunity cost, inflation, and required investment hurdle rates.
Discounting Inputs
Discounted Present Valuation
Net purchasing power in today's capital
Present Value (PV) Mathematical Architecture
Lump Sum Present Value
Where FV is future value, r is annual discount hurdle rate, m is compounding frequency per year, and t is time horizon in years.
Ordinary Annuity vs. Annuity Due
Because annuity due payments are received immediately at the start of each period, each installment experiences one fewer interval of time-value discounting.
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