About TreatFlow
Building fast, transparent, and completely free financial calculation utilities for independent creators, freelancers, and small business owners worldwide.
Why We Built TreatFlow
When transitioning from salaried employment to independent contracting or running a digital boutique agency, financial mechanics change dramatically. Suddenly, you are responsible for calculating your own effective hourly utilization rates, managing operating overhead, forecasting self-employment taxes, and safeguarding profit margins against discounts.
Most tools available online are hidden behind mandatory email capture forms, expensive monthly subscriptions, or slow, ad-choked spreadsheet templates. TreatFlow was founded to provide immediate, unhindered, browser-based financial clarity.
Our Core Principles
All math executes strictly inside your browser using client-side JavaScript. We never transmit, log, or store your private revenue figures, client rates, or tax estimates.
Every calculator on TreatFlow is engineered using established managerial accounting principles, statutory commercial debt guidelines, and IRS Schedule C tax regulations.
Editorial & Review Process
Our calculators and educational documentation are authored and maintained by experienced software engineers and financial analysts. When tax codes, statutory rates, or business accounting standards change, our algorithms and documentation are audited and revised to maintain total precision.
Have feedback or want to suggest a tool?
We are constantly expanding our suite of free business utilities.